Our Solutions
Capital solutions for every stage of growth.
Kago FS provides flexible, patient capital that helps South African businesses unlock working capital, manage cash flow, and seize new opportunities.
Kago FS provides flexible, patient capital that helps South African businesses unlock working capital, manage cash flow, and seize new opportunities.
We offer a range of short-term funding products tailored to the needs of high-potential SMMEs.
Access cash tied up in unpaid invoices. We pay you up to 80% of the invoice value so you don't have to wait.
Finance to fulfil confirmed purchase orders and deliver against contracts.
Short-term funding to manage day-to-day operations and bridge cash flow gaps.
Finance equipment, machinery and vehicles to improve productivity and scale operations.
We assess opportunities quickly and move with urgency where there is a clear path to funding, responsive where the banks are slow.
We focus on businesses with proven customers, contracted revenue and clear visibility of cash flow, companies past the start-up phase and ready to execute on larger, revenue-generating contracts.
Each facility is structured to the deal, its contracts, counterparties and cash-flow cycle, not a fixed product template.
We work alongside borrowers through execution, with guidance and market connections that support delivery and repayment.
A simple, transparent process designed to get you the capital you need.
Tell us about your business, your contracts and what you need funding for. No lengthy paperwork to get started.
Our team reviews your business and the transaction quickly and fairly, looking at your customers and cash flow - not just collateral.
Once approved, funds are disbursed promptly - so you can get to work without delay.
We stay involved with practical guidance and support throughout the funding term, helping your business deliver and grow.
Let's find the right funding solution for you.